Development of Electronic Commerce Micropayment System with a Pay-later Payment Method

I.-W. Lee, H.-J. Park, and S.-H. Kim (Korea)

Keywords

Micropayment, Electronic Commerce, Paylater Payment, Performance

Abstract

This paper introduces the Electronic Commerce Payment System-Telephone Number (ECPS-TN) with a deferred payment method that bills the price of merchandise in electronic commerce shopping mall based on business to customer (B2C) together with a telephone bill, and presents its configurations, functions, and performances. The ECPS TN consists of a server and gateway system that presents the service of ECPS-TN which can be linked by the present electronic commerce shopping mall of the Web/Merchant server, customer management and billing system, and the TCP/IP. By introducing a different payment method from the present payment such as credit card, electronic money wallet, and on-line depositing, it can not only serve a variation of payment but also secure a member of service for almost of users by using the system that bills the price of merchandise in electronic commerce shopping mall together with the number of PSTN/ISDN which belongs an average Internet user.

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